Ronald J Harper provides bankruptcy services for all individuals or business owners. Bankruptcy is a process in which individuals and businesses can eliminate or repay some or all of their debts under the protection of the federal bankruptcy court.
Bankruptcy can be divided into two types – liquidation (chapter 7) and reorganization (chapter 13).
Chapter 7 Bankruptcy
This can be filed by individuals (called a "consumer") or businesses (called a "business").
This is for liquidation.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy is also known as "wage earner" bankruptcy because, in order to file for Chapter 13, you must have a reliable source of income that you can use to repay some portion of your debt. This is for formulating a repayment plan.